Manage Money

Learn ways to budget, reduce spending, improve credit, and reduce debt


You need to know how you spend your money before you can properly manage it. Here are a few tools to help you out:

  • Create a monthly budget to see where your money goes.
  • Use the Reduce Spending Tool to see if there are ways you can reduce spending.
  • Look at the Cashflow Tool to may sure you have enough money to pay bills each month.
  • If you take prescriptions, use GoodRx to find the cheapest prices near you.


Savings is the key to financial freedom. That extra money can help you pay for emergencies, but it can also help you afford major things like college or a down payment on your own home. Use the Savings Calculator below to see how much you should be saving each week to achieve your savings goal. Once you set your savings goal, hold yourself accountable by taking the Savings Pledge.

Calculate your Weekly Savings

To save $ for your new by , you need to save $ per week.

Start Over


Need some motivation to save? Sign up for a free EARN Starter Account and earn up to $60 in rewards. Sign up today.


 Debt and Credit

Good credit will make it easier and cheaper to buy a car, purchase a home, rent an apartment, or get a loan. Manage your credit, so your debt doesn’t pile up.

Monitor your credit score using Nerdwallet’s free credit monitoring service. Sign up today.


Advanced Tools

Information is power. The more you know the better you can manage money. Below are more advanced money management resources to help you achieve financial freedom.